What We Do

What We Do

Lange Accounting Group, LLCLange Financial Group, LLCLange Legal Group, LLCLange Life Care, LLC

Tax Planning, Tax Preparation, & Financial Projections

Lange Financial Group LLCLange Accounting Group, LLC prepares individual and business tax forms, with a trained eye for reducing your taxes while keeping you out of trouble. We pride ourselves as one the most informed estate planning/CPA firms on Roth IRAs and Roth IRA conversions.

We offer analysis and recommendations for multiple year Roth IRA conversions. Our long-term projections are informed by the combination of objective and situational factors specific to each individual. We not only use Roth IRA conversion software to make our recommendations, but also actual tax preparation software so we can optimize results and test the impact of different courses of action.  We then recommend the best plan that is consistent with a client’s goals. At Lange Account Group, LLC, we offer our clients the option to be present when we “run the numbers” so they can understand what we did, as well as offer their own input and “what if” scenarios.

Other benefits of Lange Account Group, LLC

  • Our experienced in-house CPAs prepare individual and business tax forms, with a trained eye for reducing your taxes while keeping you out of trouble.
  • Our attorneys and CPAs work together to provide advice that makes sense for both tax purposes and for retirement and estate planning.
  • We also make spending recommendations on how much a client can safely afford to spend given the resources they have.

CONTACT LANGE ACCOUNTING GROUP, LLC

If you are a western PA resident, schedule a free initial consultation with us by completing the form below or call Alice Davis at 412-521-2732, Ext. 218.

Asset Management Services

Lange Financial Group LLC

Lange Financial Group, LLC provides conservative asset management services giving clients a choice of several money managers. We integrate our advice with the money manager advice so there is coordination between tax strategies, Roth IRA conversion strategies, investment strategies, estate planning strategies, etc.

We provide this service for our assets-under-management clients. Our clients receive our advice and money management services for the same costs as a fairly priced money manager, and there are no additional costs for our value-added advice. We find that our clients benefit from coordinating strategies among the people who are helping them achieve their long-term goals.

Lange Financial Group, LLC works with fee only advisors. We work with a number of advisors; both value oriented and buy and hold, and more active managers, as well as a low fee passive type “enhanced index investor.”

CONTACT LANGE FINANCIAL GROUP, LLC

If you are a western PA resident, schedule a free initial consultation with us by completing the form below or call Alice Davis at 412-521-2732, Ext. 218.

Estate Planning & Administration (Pennsylvania Only)

Lange Legal Group LLCLange Legal Group, LLC drafts wills, trusts, powers of attorney, and living wills, all coordinated and optimized with tax-savvy strategies. We are experts in crafting flexible estate plans using Lange’s Cascading Beneficiary Plan™.

We prepare the actual beneficiary designation forms specific to a client’s IRA, retirement plan, and/or life insurance. These forms are critical to a successful disbursement of these assets, and we will not risk a client inadvertently making a mistake. We coordinate the beneficiary designations with your will or revocable trust, and we account for all of your assets so you have a complete estate plan.

We assist grieving families with estate administration including death tax returns, probate filings and distribution planning. Because we feature flexible estate planning, there are often strategic opportunities for long-term financial planning that can be implemented after death. In each case, we make recommendations based on the deceased wishes and the family’s current circumstances.

The key to getting the best results for the family after a death is to have the appropriate plan in place before death, and then getting and implementing the best advice after death. Many, if not most of the important strategic decisions of who gets what and when are better made after death, and with our flexible planning approach, all that is possible. Therefore, a critical component of our estate planning practice is to provide appropriate advice after a death.

CONTACT LANGE LEGAL GROUP, LLC

If you are a western PA resident, schedule a free initial consultation with us by completing the form below or call Alice Davis at 412-521-2732, Ext. 218.

Protection Planning

At Lange Life Care, LLC, we review your current life insurance planning, offer our analysis, and make recommendations based on your individual circumstances. Life insurance is more than a death benefit. It can serve many purposes.

Life insurance can:

  • Skip probate
  • Be paid out to any beneficiary of your choosing.
  • Ease the worry of outliving your resources,
  • Help finance a college education for your children or grandchildren,
  • Bolster your children’s or grandchildren’s retirement prospects,
  • Help you maximize your social security or required minimum distributions,
  • Pay for estate and income taxes.

Perhaps the biggest benefit of all:

  • It is a great way to transfer money, with limited risk, at minimal cost, and in most cases, tax-free, to your beneficiaries.

Lange Life Care, LLC works with one of the most respected advisors in the region on long-term care insurance. In some cases, a combination policy can provide for long-term care coverage as well as life insurance.

If you are unsure if you need life insurance, or you’d like to get information about how life insurance can augment your portfolio and improve your loved ones’, beneficiaries’, and even your own financial future, please call Alice, at 412.521.2732 to schedule your free insurance evaluation.

CONTACT LANGE LIFE CARE, LLC

If you are a western PA resident, schedule a free initial consultation with us by completing the form below or call Alice Davis at 412-521-2732, Ext. 218.

We help IRA and retirement plan owners and their families get the most out of what they’ve got by integrating and applying our strategies to the personal needs, wants, and financial situations of our clients.

Our strategies are published in the finest journals, including peer reviewed journals and are found in two of our best-selling books, Retire Secure! (Wiley 2006, 2009 and 2015) and The Roth Revolution (Morgan James, 2011).  Our strategies and books enjoy glowing testimonials from top experts including Charles Schwab, Jane Bryant Quinn, Ed Slott, Natalie Choate and 60 others.

We Help Clients by:

  • Recommending strategies for accumulating retirement savings while working
  • Offering cutting-edge, tax-savvy solutions to maximize tax savings during the distribution phase in preparation for and after retirement
  • Drafting wills, trusts, etc. for estate planning
  • Developing long-term Roth IRA conversion strategies, where appropriate

We take the time to understand our client’s goals and values. Based on a combination of the client’s goals, our strategies, and after “running the numbers,” we develop a customized plan that accounts for personal circumstances and long-term financial planning. We are committed to the vision of becoming and remaining our clients’ most trusted legal and financial advisors.

How We Do It

We help clients implement our recommended strategies.

  • Our CPA firm, the Lange Accounting Group, LLC, prepares over 1,100 tax returns annually.
  • Our law firm, Lange Legal Group, LLC, has prepared over 2,200 wills and trusts.  We have prepared thousands of beneficiary designations of IRAs and retirement plans.  We often recommend our supremely flexible estate planning strategy, Lange’s Cascading Beneficiary Plan™.  Our estate planning as well as our accumulation and distribution planning is described in our best seller, Retire Secure!
  • While we are not money managers, our asset management services firm, Lange Financial Group, LLC, works closely with a variety of fee only money managers, both active and index-style passive managers, to help implement what we consider the best strategies for our clients.
  • At Lange Life Care, LLC, we review your current life insurance planning, offer our analysis, and make recommendations based on your individual circumstances. Life insurance is more than a death benefit. It can serve many purposes.

 

Our Professional Services

Award-Winning Client Service & Communication

We keep our clients informed and up-to-date through:

  • Weekly e-mails with cutting-edge information.
  • Free, monthly educational workshops & appreciation events.
  • Our quarterly print newsletter, The Lange Report.
  • Our radio show, The Lange Money Hour: Where Smart Money Talks airs on KQV 1040 AM every other Wednesday from 7 – 8 pm EST, or at kqv.com. Encore presentations air on KQV or at kqv.com every Sunday at 9 a.m. EST.  Visit our index of radio shows.
  • Latest news, announcements and timely information through Facebook, Twitter and YouTube.

If you are a western PA resident, schedule a free initial consultation with us by completing the form below or calling Alice Davis at 412-521-2732, Ext. 218.