Tax-Savvy IRA Owners Should Celebrate Passage of SECURE Act 2.0

Learn About New Opportunities for Million-Dollar IRA Owners

Three FREE Educational Webinars
Tuesday, February 21, 2023

Finally, some good news coming from Congress, but only for those who learn how to take advantage of the ground-breaking legislation.

Do yourself and your family a huge favor and attend these workshops.

Secure Act 2.0 provides new tools and opportunities for IRA owners to implement optimized strategies to get the most out of what they’ve got. Don’t be complacent. Be proactive. Education and action are the keys to increasing and preserving your retirement wealth!

Our team is committed to helping IRA owners save more, spend more, and leave more. Our new and classic strategies—including some advanced techniques that are not well-known or used—are much more powerful with the new legislation. Equally exciting, strategies that we thought would be eliminated are still permitted which means more tax-free contributions for many viewers.

We also wanted you to hear from not only Jim but some of the top people on our team. We will be expanding our webinar panel of experts to include Matt Schwartz, our veteran quantitative estate attorney, and two of our number-crunching CPAs, Steve Kohman and Jen Hall. This critical-thinking team will analyze the offerings and opportunities in SECURE Act 2.0.

Join us to discover both proven and new methods for getting the most from your IRAs and retirement plans.

Presenters Include:

  • Jim Lange, CPA/Attorney, eight-time best-selling author with 36 appearances in The Wall Street Journal.
  • Matt Schwartz, Estate Attorney, who will share proactive legal techniques he routinely uses to implement estate planning essentials.
  • Steve Kohman, CPA, CSEP®, CSRP®, who will share critical nuances on Roth IRA conversion optimization.
  • Jen Hall, CPA, CMA, CFP®, CRPC®, who will share her process for “running the numbers.”

You must register for each session individually.

Webinar event 1 for Jim Lange's February 2023 Virtual Event series. Go to https://paytaxeslater.com/webinars to register.

Webinar 1:  11:00 AM – 1:00 PM (Eastern)

Navigating SECURE Act 2.0: New Opportunities for

Million-Dollar IRA Owners

(Presenters: Jim Lange, Steve Kohman Matt Schwartz, Jen Hall)
Click here to register

In this session, we will cover:

  • How many can profit from delayed RMD beginning dates.
  • Implications of new rules allowing employers to offer Roth contributions.
  • Expanding opportunities to move from the taxable to the tax-free investing environment—potentially more valuable than Roth IRA conversions for some investors.
  • New opportunities to transition after-tax dollars of retirement plans, to a Roth IRA at no cost —potentially saving hundreds of thousands of dollars in taxes down the road.
  • How to benefit from back door and Mega back door Roth IRA conversions that we thought would be eliminated.
  • Capitalizing on Roth IRA conversions through 2025 while favorable income tax rates remain and before 2026 when the “Sunset Provisions” of The Tax Cut and Jobs Act of 2017 take effect and tax rates go up substantially.
  • How to plan for the conversion of an inherited retirement plan to a Roth at your beneficiary’s tax rate, not your own.
  • Rollover possibilities of 529 plans to Roth IRAs making 529 plans more attractive than ever.

Webinar 2 of Jim Lange's February 21 2023 virtual event series beginning at 11 am eastern. Go to https://paytaxeslater.com/webinars to register

Webinar 2:  1:30 – 3:30 PM (Eastern)

The Best and Most Flexible Estate Plan for Retirement Plan Owners

(Presenters: Jim Lange and Matt Schwartz)
Click here to register

Getting your retirement plan correct is critical, but if you don’t get your estate planning right, your family could lose hundreds of thousands in taxes. That can be prevented.

Between the SECURE Act and pending tax hikes, unless you take aggressive action, you and your loved ones will likely take a massive income tax hit on the monies in your IRAs and retirement plans. This workshop will concentrate on what you can do to protect your estate from Uncle Sam.

We will review what we consider the best estate plan for most married IRA owners but will also cover some advanced trust planning. For many $1M+ IRA or retirement plan owners, unless you take aggressive action, your loved ones will likely take a massive income tax hit on the monies in those plans…

Getting trusts right, particularly when the underlying asset is an IRA or retirement plan is crucial. In our reviews of trusts of this type, more than half the trusts we examine are not done right. This common estate planning mistake can be devastating for families with a large IRA and who prefer leaving money to one or more beneficiaries in a trust rather than leaving it to them outright. This could be a minor’s trust, a spendthrift trust, or an asset protection trust. This webinar shines a light on this common sloppy and costly estate planning error and how you can get it right.

In this session, we will also dive into:

  • The details of the best estate plan for married retirement plan owners know as Lange’s Cascading Beneficiary Plan.
  • Should your heirs inherit your IRA and other retirement assets directly, or would naming a trust be wiser?
  • Do you need the ever more popular “I don’t want my no-good son-in-law to inherit one red cent of my money trust?”
  • We will combine our newest thinking with some of our classic strategies for protecting your children or grandchildren from themselves, but also creditors, possibly including their spouse.

Q&A session from Jim Lange's February 21, 2023 virtual event series. Go to https://paytaxeslater.com/webinars to register

Webinar 3:  4:00 – 5:00 PM (Eastern)

A Live Q&A with Jim Lange and Other Team Members
Click here to register

Fielding Your Questions about the SECURE Act 2.0., IRAs, 401(k)s, Roth Conversions, Tax Minimization, Estate Planning, and More

We will answer attendees’ questions submitted in advance of these webinars as well as those submitted during the webinar. Take advantage of this remarkable opportunity to have your financial questions answered.

You must register for each session individually.

Investment advisory services are provided through Lange Financial Group, LLC. Past performance is no guarantee of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any strategy will be successful. Indexes are not available for direct investment.

Prepare Yourself for the Best Retirement and Estate Planning Information

Wouldn’t it be great to know you were taking the right steps to protect your and your family’s financial security? These online workshops will provide the roadmap you need to navigate the retirement and estate planning pitfalls and opportunities that you now face. 

Why listen to me? In a nutshell:

  • Author, Retire Secure for Professors, which has received glowing testimonials from your peers.
  • Author of multiple relevant peer-reviewed articles.
  • Author of eight best-selling financial books focusing on IRAs and retirement plans.
  • My expert advice has been cited 36 times in The Wall Street Journal.
  • Veteran presenter with over 30 years of experience.

My team and I team put together what we think is the most relevant, important, and best information, much of it original, for professors. We have developed two 2-hour online workshops along with a 1-hour Q&A online workshop. We implore you to at least scan this invitation and attend one, or preferably several, of the scheduled sessions.

 

About James Lange, CPA, Attorney, and Registered Investment Advisor

James Lange, CPA, Attorney, and registered investment advisor is the author of eight best-selling financial books that help protect the financial security of IRA and retirement plan owners and their families. Jim has been quoted 36 times in The Wall Street Journal.

Jim’s RIA firm in conjunction with his joint venture partners manages $950 million dollars. His CPA firm prepares 760 tax returns annually. His law firm has prepared 2,966 wills, trusts, and beneficiary designations for 1,873 clients.

Jim is a well-known Roth IRA expert, having written the first peer-reviewed article on Roth IRAs in 1998 published in AICPA’s The Tax Adviser. Jim also developed Lange’s Cascading Beneficiary Plan, an estate plan that provides the maximum flexibility for married IRA and retirement plan owners.

Jim’s books have become classics and are endorsed by the country’s top experts. Retire Secure! was endorsed by Charles Schwab, Larry King, Jane Bryant Quinn, Roger Ibbotson, and 50 other experts; The Roth Revolution, endorsed by Ed Slott, and Bob Keebler; The $214,000 Mistake, How to Double Your Social Security and Maximize Your IRAs, endorsed by Larry Kotlikoff, Jonathan Clements, and Paul Merriman; and The Retirement Plan Owner’s Guide to Beating the New Death Tax, endorsed by Burton Malkiel, Larry Swedroe, and Stephan Leimberg.

Valuable Bonus Gifts: Your FREE When You Attend Any Online Workshop!

To claim your bonus gifts, register above and attend our online workshops.

Bonus 1: An Advance Reader Copy of Jim’s new book, Retire Secure for Professors.

Bonus 2: A hardcover copy of Retirement Plan Owner’s Guide to Beating the New Death Tax.

Bonus 3: A digital copy of Jim’s flagship book, Retire Secure!

Bonus 4: A digital copy of The $214,000 Mistake: How to Double Your Social Security and Maximize Your IRAs.

Experts Praise Jim’s New Book, Retire Secure for Professors

(All reviews are for Jim’s book, not his services)

“Few in the legal or accounting profession have the technical grasp on the complexities of the tax laws as Jim Lange. Fewer still have Jim’s ability to distill that labyrinth and morass of information into an intelligible format that is also “actionable,” i.e., simplified to the point where it is both understandable and can be put to immediate use. As a retired tax law professor, I appreciate, applaud, and highly recommend Retire Secure for Professors. This may be the finest investment in your financial future you will ever make!”

—Stephan R. Leimberg, Esq., Publisher, Leimberg Information Services, Inc. (LISI)

“As a physician, I’m jealous that there is a Retire Secure specifically designed for professors but not one for doctors. The entire Retire Secure series is the perfect nuts and bolts guide not only to saving for retirement but also to spending from that nest egg in retirement.”

—James M. Dahle, MD, Founder of The White Coat Investor

“In a world where facts and data are assaulted, Retire Secure for Professors is a trusted source of information on which professors can rely. Jim’s analysis is like Moneyball for professors’ retirement and estate planning.”

—Nicole L. Maholtz, President and CEO, Brentmark

“James Lange’s book, Retire Secure for Professors, is not only relevant to professors but is applicable to a broad audience of IRA and retirement plan owners. Jim’s insight and wisdom will be incredibly helpful in understanding the tax law regarding IRAs and retirement planning and is a must for advisors.”

—Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished)

“Whether you are a professor or not Jim Lange’s book, Retire Secure for Professors, is a retirement planning MUST read. Jim masterfully shows you how to integrate estate tax, income tax planning, and insurance planning into a “financial master plan.” Plus, he offers strategies for tax-efficient gifting to heirs and charities. With his help you can minimize taxes, leave the most to your heirs and favorite charities—and the least to Uncle Sam. And NO ONE does it better. He provides easily understood examples that demonstrate the benefits of his recommended strategies.”

—Larry Swedroe, Author of Your Complete Guide to a Successful and Secure Retirement and 17 other investment books.

Past performance is no guarantee of future results. All investing involves risk, including the potential for loss of principal. There is no guarantee that any strategy will be successful. Indexes are not available for direct investment.