Recommended Reading

Jim Lange's 2023 - 2024 Tax Planning Card
This handy tax card has been helping investors—and most especially our clients—save time and money since 2005. Without fail, it is the most popular item our office produces. It is requested by attorneys, accountants, financial advisors, judges, as well as our clients and friends. We receive requests for the card from all over the country! Please download and print your copy at https://paytaxeslater.com/articles/tax_card_23-24.pdf.

The tax card can only offer a rough guide to optimizing your tax strategy. For example, a quick look might make it seem like Roth IRA conversions will be advantageous, but after you take other taxes into consideration, for instance, additional premiums for Medicare Part B, the differences in capital gains taxes and qualified dividends and interest income, it may not be favorable. You can’t rely on the tax card without a much deeper analysis for Roth IRA conversions as well as many other tax planning techniques.  That said, it is a great starting point.

If you have any questions or if we could be of any assistance, please do not hesitate to call our Client Services Coordinator at 412-521-2732.


The Great Papers Debate: Which Ones Should You Keep and for How Long?
Sort out which important documents you should be keeping and how long you should be keeping them.


Turning Lemons into Lemonade: Tax-Loss Harvesting
For many taxpayers, tax-loss harvesting is the single most important strategy for reducing taxes now and in the future.


The Most Effective Way for IRA Owners Age 70 ½ and Older to Give To Charity Using the New Tax Law
For IRA owner aged 70 ½ or older, discover the best charitable giving strategy for 2006 and 2007.


MRDefenses
Most important article describing estate planning for individuals with significant IRAs or retirement plans. As appeared in the March 2001 issue of Financial Planning magazine, Copyright 2001 by Thomson Financial Investment Marketing Group.


Roth IRA Conversions - An Aggressive Strategy


"Lange's Cascading Beneficiaries Plan:" The Ideal Solution for Naming Beneficiaries to Your IRA and/or Retirement Plan
as mentioned by Jane Bryant Quinn.


Retirement Planning for IRA Owners and 401(k) Participants
The most important article for those with significant retirement plan accumulations.


Retirement Planning for Physicians


Family Limited Partnerships
FLPs serve as an attractive estate-planning tool for wealthy individuals.


Roth IRA Articles

The Roth IRA: An Excellent Choice for Most Investors


The Value of a Roth in an Estate
A Roth IRA has the potential to provide a great source of wealth for the owner and his/her heirs.


Roth IRAs:  Accumulating Tax-Free Wealth
Definitive, peer-reviewed article on Roth IRAs and Roth IRA conversions. Adapted from an article appearing in the May, 1998 issue of The Tax Adviser. Copyright © 1998 by the American Institute of Certified Public Accountants, Inc.


Time May be Running Out to Recharacterize Your Roth IRA Conversion


Death of the Stretch IRA

Stretch IRA Articles, Videos and Blog Posts


Advanced Articles for Savvy Readers and Financial Professionals

After-Tax Assets in Qualified Retirement Plans-New Opportunities
Exceptional Opportunity for Tax-Free Growth.


"Lange's Cascading Beneficiaries Plan:" The Ideal Solution for Naming Beneficiaries to Your IRA and/or Retirement Plan as mentioned by Jane Bryant Quinn.