OUR SERVICES
Development of Your Family’s Strategic Financial Masterplan
We Regularly look at and make Recommendations in the following areas:
Annual and long-term spending analysis (including safe withdrawal and safe spending rate calculations)
Determination of optimal annual and long-term spending and saving plans
Feasibility analysis of the best time to retire, if the client is still working
Analysis of retirement plans and development of optimal retirement plan distribution strategy
Multiple year Roth IRA conversion analysis and recommendations
Social Security analysis & strategy optimization
Multi-Generational wealth planning (including analysis of SECURE Act’s potential impact on Eligible Designated Beneficiaries of retirement plan assets)
Development of estate, inheritance, and gift tax minimization plans
Income and other tax minimization planning
Charitable and beneficiary gift planning
Identification and optimization of self-employment retirement plan savings opportunities
Identification and optimization of NUA options
Review of your current estate plan (including the beneficiary designations of IRAs, retirement plans, life insurance and other assets that have a beneficiary form) and our recommendations for optimization
For clients who choose to update their estate planning documents to incorporate our suggested improvements, we can communicate with your estate planning attorney to help ensure that the changes we recommend are properly implemented
Protection planning including review, analysis & recommendations for life insurance and long-term care insurance
Retire Secure Initial Consultation
We offer two meeting format options: in-person meetings at our offices located in Pittsburgh, Pennsylvania, or virtual appointments via Zoom.
If you are married, your spouse must be present for the meeting.
After you submit this form, our Client Service Coordinator will reach out and provide you with a Financial Summary questionnaire to complete and return. Jim will personally review your Financial Summary to determine whether our services align with your needs and goals.
If you are interested in either of the services described below, please complete the form at the bottom of the page as accurately as possible so that we can best assist you.
1. Assets Under Management (AUM) Client Consultation
To Qualify for an Initial Consultation:
You must have at least $1,500,000 of investible assets
If you choose to become an AUM client, a number crunching CPA at Lange Accounting Group will develop your long-term Financial Masterplan at no additional cost to you.
You will also have the opportunity to have that plan reviewed and updated on an annual basis to ensure it remains aligned with your evolving financial situation.
The money management aspect of the AUM relationship is handled by one of our trusted money management partners.
2. Fee-for-Service Masterplan Development
You must have at least $1,500,000 of investible assets
In a Masterplan Engagement, our highly qualified CPAs will use sophisticated long-term financial projections to develop a personalized plan tailored to your needs.
The fee for these engagements ranges from $20,000 to $25,000, depending on the complexity of the estate.
After your Initial Consultation, we will provide you with a formal engagement letter outlining the scope and cost of your personalized Masterplan.
(Waitlist Now in Effect)
Due to ongoing demand and capacity constraints, we have temporarily suspended new fee-for-service Masterplan Engagements.
Prospective clients who are interested in this service may still complete the form below to join our waitlist. Once we receive your completed Financial Summary questionnaire, we will review it to determine whether our strategies and services appear to be a good fit for your needs. If so, you will be added to our waitlist for a future free initial consultation.
At this time, the earliest we would expect to begin scheduling new initial consultations for Masterplan Engagements is in the last quarter of 2026. We will contact waitlisted prospects as availability opens.
Want to face the future with confidence knowing that you are taking the right steps to get the most out of what you’ve got?
For qualified prospective clients who are seriously interested in working with us in an AUM client or wish to join the waitlist for a fee-for-service Masterplan, the first step is a complimentary Retire Secure Initial Consultation.
To see if you qualify for a free consultation call our office at 412-521-2732 or complete the appointment request form at request form below.
Financial Masterplans prepared by Lange Accounting Group, LLC, for assets-under-management clients arecompleted in consideration for the portion of the client's account management fee that Lange Financial Groupreceives from the investment advisor and at no additional charge to the client.